{"id":38225,"date":"2023-02-07T06:29:26","date_gmt":"2023-02-07T11:29:26","guid":{"rendered":"https:\/\/nebula.org\/blog\/?p=38225"},"modified":"2023-03-14T08:27:04","modified_gmt":"2023-03-14T12:27:04","slug":"christian-healthshare-ministries-review","status":"publish","type":"post","link":"https:\/\/nebula.org\/blog\/christian-healthshare-ministries-review\/","title":{"rendered":"Christian Healthcare Ministries \u2013 The oldest still the best?"},"content":{"rendered":"\n<div class=\"wp-block-uagb-review uagb-ratings__outer-wrap uagb-block-80aab10e\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\/\",\"@type\":\"Review\",\"reviewBody\":\"Christian Healthcare Ministries has average reviews. Some people found it difficult to get certain bills paid while others found the process easy. The cost is on par with other sharing ministries. Several negative comments noted rate increases.\",\"description\":\"Christian Healthcare Ministries is the oldest health share ministry for Christians. Learn more in our Christian Healthcare Ministries review!\",\"itemReviewed\":{\"@type\":\"Product\",\"name\":\"&lt;strong>Christian Healthcare Ministries Review Summary&lt;\/strong>\",\"description\":\"Christian Healthcare Ministries is the oldest health share ministry for Christians. Learn more in our Christian Healthcare Ministries review!\",\"image\":\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-logo.png\",\"sku\":\"\",\"brand\":{\"@type\":\"Brand\",\"name\":\"Christian Healthcare Ministries\"},\"offers\":{\"@type\":\"Offer\",\"price\":\"90\",\"url\":\"#\",\"priceValidUntil\":\"2025-12-19T00:00:00\",\"priceCurrency\":\"USD\",\"availability\":\"https:\/\/schema.org\/InStock\"},\"gtin\":\"\"},\"reviewRating\":{\"@type\":\"Rating\",\"ratingValue\":4,\"worstRating\":\"0\",\"bestRating\":5},\"author\":{\"@type\":\"Person\",\"name\":\"Fiyin Ebemidayo, B.S.\"},\"publisher\":\"Nebula Genomics\",\"datePublished\":\"2023-02-07T00:00:00\",\"url\":\"#\"}<\/script><div class=\"uagb_review_block\"><a href=\"#\" class=\"uagb-rating-link-wrapper\" target=\"\" rel=\"noopener noreferrer\"><h2 class=\"uagb-rating-title\"><strong>Christian Healthcare Ministries Review Summary<\/strong><\/h2><\/a><p class=\"uagb-rating-desc\">Christian Healthcare Ministries is the oldest health share ministry for Christians. Learn more in our Christian Healthcare Ministries review!<\/p><p class=\"uagb-rating-author\">Fiyin Ebemidayo, B.S.<\/p><div class=\"uagb-rating__source-wrap\"><img decoding=\"async\" class=\"uagb-howto__source-image\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-logo-300x53.png\" title=\"christian healthcare ministries logo\" width=\"300\" height=\"53\" loading=\"lazy\" alt=\"christian healthcare ministries logo\"\/><\/div><div class=\"uagb_review_entry\"><div>Reviews<\/div><div style=\"margin-left:auto;min-width:120px\"><div style=\"display:flex;flex-direction:flex-row\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-0-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#uagb_review_star_filter-80aab10e-0-0)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-0-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#uagb_review_star_filter-80aab10e-0-1)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-0-2\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#uagb_review_star_filter-80aab10e-0-2)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-0-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#uagb_review_star_filter-80aab10e-0-3)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-0-4\"><rect height=\"150\" width=\"0\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#uagb_review_star_filter-80aab10e-0-4)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><\/div><\/div><\/div><div class=\"uagb_review_entry\"><div>Price<\/div><div style=\"margin-left:auto;min-width:120px\"><div style=\"display:flex;flex-direction:flex-row\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-1-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#uagb_review_star_filter-80aab10e-1-0)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-1-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#uagb_review_star_filter-80aab10e-1-1)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-1-2\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#uagb_review_star_filter-80aab10e-1-2)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-1-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#uagb_review_star_filter-80aab10e-1-3)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-1-4\"><rect height=\"150\" width=\"0\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#uagb_review_star_filter-80aab10e-1-4)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><\/div><\/div><\/div><div class=\"uagb_review_entry\"><div>Ease of use<\/div><div style=\"margin-left:auto;min-width:120px\"><div style=\"display:flex;flex-direction:flex-row\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-2-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#uagb_review_star_filter-80aab10e-2-0)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-2-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#uagb_review_star_filter-80aab10e-2-1)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-2-2\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#uagb_review_star_filter-80aab10e-2-2)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-2-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#uagb_review_star_filter-80aab10e-2-3)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-2-4\"><rect height=\"150\" width=\"0\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#uagb_review_star_filter-80aab10e-2-4)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><\/div><\/div><\/div><div class=\"uagb_review_summary\"><p class=\"uagb_review_summary_title\">Summary<\/p><div class=\"uagb_review_overall_value\"><p class=\"uagb_review_summary_desc\">Christian Healthcare Ministries has average reviews. Some people found it difficult to get certain bills paid while others found the process easy. The cost is on par with other sharing ministries. Several negative comments noted rate increases.<\/p><div class=\"uagb_review_average\"><span class=\"uagb_review_rating\">4<\/span><div class=\"uagb_review_average_stars\" style=\"display:flex;flex-direction:flex-row\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-average-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#uagb_review_star_filter-80aab10e-average-0)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-average-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#uagb_review_star_filter-80aab10e-average-1)\" fill=\"#eeee00\" stroke-width=\"2.5\" 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d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-average-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#uagb_review_star_filter-80aab10e-average-3)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewBox=\"0 0 150 150\"><defs><mask id=\"uagb_review_star_filter-80aab10e-average-4\"><rect height=\"150\" width=\"0\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs><path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#uagb_review_star_filter-80aab10e-average-4)\" fill=\"#eeee00\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#000000\"><\/path><\/svg><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-facts-from-our-christian-healthcare-ministries-review\"><strong>7 Facts from our Christian Healthcare Ministries Review<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Location: <\/strong>Barberton, OH, United States<\/li>\n\n\n\n<li><strong>Products: <\/strong>Health<strong> <\/strong>programs: Gold, Silver, and Bronze and the Optional Brother Keeper Program<\/li>\n\n\n\n<li><strong>Cost:<\/strong> $90 &#8211; $705<\/li>\n\n\n\n<li><strong>Privacy:<\/strong> HIPAA-compliant forms and appropriate safeguards&nbsp;<\/li>\n\n\n\n<li><strong>How it works:<\/strong> Members make monthly contributions and money is used to cover approved medical bills submitted by other members<\/li>\n\n\n\n<li><strong>Counseling available: <\/strong>No<\/li>\n\n\n\n<li><strong>Other Products:<\/strong> Nebula Genomics offers <a href=\"https:\/\/nebula.org\/whole-genome-sequencing-dna-test\/\">30X Whole Genome Sequencing<\/a> that decodes 100% of your DNA and offers reports on diet and much more!<\/li>\n<\/ol>\n\n\n\n<p>This review is written with the intent to be as unbiased as possible. However, it represents the opinion of an individual reviewer and is therefore subjective. Furthermore, at Nebula Genomics we seek to educate the public about the benefits of Whole Genome Sequencing. Information about our Whole Genome Sequencing DNA test is therefore incorporated into the review.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">February 7, 2023<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Table of contents<\/h2><ul><li><a href=\"#h-7-facts-from-our-christian-healthcare-ministries-review\" data-level=\"2\">7 Facts from our Christian Healthcare Ministries Review<\/a><\/li><li><a href=\"#h-pros-and-cons\" data-level=\"2\">Pros and Cons<\/a><ul><li><a href=\"#h-pros\" data-level=\"3\">Pros<\/a><\/li><li><a href=\"#h-cons\" data-level=\"3\">Cons<\/a><\/li><\/ul><\/li><li><a href=\"#h-introduction\" data-level=\"2\">Introduction<\/a><\/li><li><a href=\"#h-review-of-christian-health-ministries\" data-level=\"2\">Review of Christian Health Ministries<\/a><\/li><li><a href=\"#h-review-of-christian-healthcare-ministries-process\" data-level=\"2\">Review of Christian Healthcare Ministries Process<\/a><ul><li><a href=\"#h-application\" data-level=\"3\">Application<\/a><\/li><li><a href=\"#h-using-the-program\" data-level=\"3\">Using the program<\/a><\/li><\/ul><\/li><li><a href=\"#h-review-of-christian-healthcare-ministries-services-programs\" data-level=\"2\">Review of Christian Healthcare Ministries Services\/Programs<\/a><ul><li><a href=\"#h-gold-program\" data-level=\"3\">Gold Program<\/a><\/li><li><a href=\"#h-silver-program\" data-level=\"3\">Silver Program<\/a><\/li><li><a href=\"#h-bronze-program\" data-level=\"3\">Bronze Program<\/a><\/li><\/ul><\/li><li><a href=\"#h-review-of-christian-healthcare-ministries-cost\" data-level=\"2\">Review of Christian Healthcare Ministries Cost<\/a><\/li><li><a href=\"#h-review-of-christian-healthcare-ministries-privacy\" data-level=\"2\">Review of Christian Healthcare Ministries Privacy<\/a><\/li><li><a href=\"#h-other-christian-healthcare-ministries-reviews\" data-level=\"2\">Other Christian Healthcare Ministries Reviews<\/a><\/li><li><a href=\"#h-other-healthcare-sharing-ministries\" data-level=\"2\">Other Healthcare Sharing Ministries<\/a><\/li><li><a href=\"#h-nebula-genomics\" data-level=\"2\">Nebula Genomics<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons\"><strong>Pros and Cons<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pros\">Pros<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An alternative or complement to health insurance<\/li>\n\n\n\n<li>Maternity program<\/li>\n\n\n\n<li>No application fee<\/li>\n\n\n\n<li>No one is denied due to pre-existing conditions<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cons\">Cons<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Limited to individuals and families who strictly follow Christian guidelines<\/li>\n\n\n\n<li>Alternative therapies not included<\/li>\n\n\n\n<li>Some providers such as chiropractors and psychologists not included<\/li>\n\n\n\n<li>Lack of preventative care<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-introduction\"><strong>Introduction<\/strong><\/h2>\n\n\n\n<p>Christian Healthcare Ministries (CHM) is a healthcare cost sharing program. It is built for practicing Christians in all 50 states and around the world. The major criterion is to be a Christian who practices the belief based on the New Testament. Its foundation is in the passage that Christians carry each other\u2019s burdens (Galatians 6:2).<\/p>\n\n\n\n<p>CHM helps registered members pay for healthcare through programs where members share each other\u2019s medical bills. Although some of the components might feel similar, the ministry is not a medical insurance company.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"449\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-homepage-1024x498.png\" alt=\"Christian Healthcare Ministries homepage\" class=\"wp-image-38227\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-homepage.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-homepage-300x146.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-homepage-768x373.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Christian Healthcare Ministries homepage<\/figcaption><\/figure>\n\n\n\n<p>The program is the first and longest-serving health cost sharing ministry, having started in 1981. Overall, it has satisfied nearly $8 million in eligible health bills. The ministry started when a pastor was left with thousands of dollars in medical bills after an accident. With the help of donations from CHM members in a rescue mission he founded, he paid off his medical bills.&nbsp;<\/p>\n\n\n\n<p>The founders formalized the program throughout the 1990s and put in checks to help safeguard donations. Since its inception, the company has grown, including becoming a Better Business Bureau accredited Charity.<\/p>\n\n\n\n<p>You can become a member from anywhere in the world. However, you must have either a U.S. mailing address or reliable internet in order to receive funds.&nbsp;<\/p>\n\n\n\n<p>As a member of this ministry, you must subscribe to any of the three major compulsory health programs and may decide to go for the optional Brother&#8217;s Keeper for catastrophic bills. CHM is based in Barberton, OH, United States.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background\" style=\"background-color:#fcf0ef\"><tbody><tr><td><a href=\"https:\/\/nebula.org\/whole-genome-sequencing\/\"><strong>Evidence suggests that healthcare spending can be reduced if individuals are given the tools to assess their own disease risk. Nebula Genomics provides the most extensive genetic test available, called Whole Genome Sequencing, which can decode all of a person&#8217;s DNA. To read more, click here!<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-review-of-christian-health-ministries\"><strong>Review of Christian Health Ministries<\/strong><\/h2>\n\n\n\n<p>Christian Health Ministries is a membership-based nonprofit ministry designed to help Christians worldwide with their health challenges by providing financial help with their bills. For many, it is a healthcare cost solution that allows them to also fulfill a spiritual component of their life. Some or all of qualifying bills are paid for through the money voluntarily shared by each member on a monthly basis.&nbsp;<\/p>\n\n\n\n<p>When a member receives a bill for eligible medical costs they can submit the bill and accompanying forms to the ministry. The program will decide how much of the bill can be shared or reimbursed and send the member that amount, usually by a check in the mail.&nbsp;<\/p>\n\n\n\n<p>When the cost is eligible based on the ministry guidelines, the amount of bills paid depends on their subscribed program. All members must meet their monthly fees as stated in their specific programs.<\/p>\n\n\n\n<p>CHM is an initiative that satisfies Christian costs, so they don&#8217;t exceed their budget. The ministry has been up for around 40 years and provides a cost-effective, accountable, and faith-based framework for believers with health issues and conditions.<\/p>\n\n\n\n<p>It is a federally certified exemption to the individual mandate under the U.S. Affordable Care Act. This means that CHM is an eligible option for individuals and families under the national healthcare law. The next few sections will review Christian ministries, its programs, costs, and Benefits for Believers globally.<\/p>\n\n\n\n<p>Program costs remain the same regardless of health history. There is no physical evaluation or medical tests requirement to join.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-review-of-christian-healthcare-ministries-process\"><strong>Review of Christian Healthcare Ministries Process<\/strong><\/h2>\n\n\n\n<p>The qualification to join CHM is to be a Christian adult that consistently lives their life according to the new testament and Christian beliefs. They must maintain a lifestyle based on<a href=\"https:\/\/www.chministries.org\/resources\/chm-guidelines\/\"> CHM&#8217;s statement of beliefs<\/a> and attend fellowship with the brethren as much as their health allows.<\/p>\n\n\n\n<p>Christian Health Ministries work with biblical principles on how to use alcohol while abstaining from harmful or poor practices that are not in line with what is expected from a biblical believer. These include abstinence from tobacco, illegal drugs, cigars, vaping, and nicotine.<\/p>\n\n\n\n<p>Applicants may already have insurance or they can be self-pay patients.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-application\">Application<\/h3>\n\n\n\n<p>You can apply for CHM membership by completing a secure online application or request an application by mail.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"450\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-application-1024x499.png\" alt=\"Christian Healthcare Ministries application page\" class=\"wp-image-38235\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-application.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-application-300x146.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-application-768x374.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Christian Healthcare Ministries application page<\/figcaption><\/figure>\n\n\n\n<p>Christian Healthcare Ministries will determine how much financial support a sick member can get based on their program. The programs have their maximum money cap and their expected monthly obligations. There are three major Programs:Gold, Silver, and Bronze. A member can register for an optional Brother Keeper Program to support any of the three major programs.<\/p>\n\n\n\n<p>Potential members should note their pre-existing conditions as they may determine which program the member should join. There are two programs for those with pre-existing conditions: The Gold Schedule (available for those at Gold level) and the Prayer Page.<\/p>\n\n\n\n<p>Christian Healthcare Ministries sends a welcome packet and CHM membership card(s) within two to three weeks after a candidate submits their application. The <em>Heartfelt Magazine<\/em> is also included. This publication is CHM\u2019s monthly magazine, which it sends around the 1st of each month. New Members also receive the Member Gift Form (billing statement) around the 15th of each month.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-using-the-program\">Using the program<\/h3>\n\n\n\n<p>Members submit their monthly give either through the online member portal or by mailing their gift to Christian Healthcare Ministries.<\/p>\n\n\n\n<p>When a member receives a healthcare bill eligible for sharing they can submit a copy of the itemized bill along with the CHM Sharing Request Packet, and additional forms if applicable (accident verification, maternity verification, etc.). Patients submit these items either through the online member portal, the mail, or by fax.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"226\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bill-sharing-1024x251.png\" alt=\"Sharing bills with Christian Healthcare Ministries\" class=\"wp-image-38243\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bill-sharing.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bill-sharing-300x74.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bill-sharing-768x188.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Sharing bills with Christian Healthcare Ministries<\/figcaption><\/figure>\n\n\n\n<p>Members can use any provider for their care as long as they comply with CHM guidelines. The company does not share bills for care from non-medical providers (chiropractors, psychologists, counselors, naturopaths, homeopaths, etc.) or any medical doctors practicing alternative, complementary or functional treatment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-review-of-christian-healthcare-ministries-services-programs\"><strong>Review of Christian Healthcare Ministries Services\/Programs<\/strong><\/h2>\n\n\n\n<p>As already stated, there are three major Christian Healthcare Ministries programs, with the optional Brother Keeper Program able to be added to any of the main ones. Healthcare sharing can be an alternative to traditional health insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gold-program\">Gold Program<\/h3>\n\n\n\n<p>The Gold Plan has the most extensive financial support. CHM shares 100 percent of the bills for medical incidents that cost $1,000 or more. The money can be up to $125,000 per illness when other guidelines are fulfilled. Gold Program Annual Personal Responsibility is $1,000 per unit, while the Qualifying amount per incident is $1,000 per unit.<\/p>\n\n\n\n<p>Members who are pregnant have a separate personal responsibility for maternity of $1,500, which can be reduced by $500 if they inform CHM within the first 16 weeks of pregnancy.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"442\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-gold-program-1024x490.png\" alt=\"Gold Program\" class=\"wp-image-38251\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-gold-program.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-gold-program-300x144.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-gold-program-768x367.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Christian Healthcare Ministries Gold Program<\/figcaption><\/figure>\n\n\n\n<p><strong>The Gold Program service includes<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inpatient and outpatient hospital incidents &amp; surgery<\/li>\n\n\n\n<li>Urgent care<\/li>\n\n\n\n<li>Independent lab work and radiology<\/li>\n\n\n\n<li>Maternity<\/li>\n\n\n\n<li>Physical therapy and home healthcare (up to 45 visits for each type)<\/li>\n\n\n\n<li>Incident-related doctor&#8217;s office visits<\/li>\n\n\n\n<li>Incident-related prescriptions<\/li>\n\n\n\n<li>CHM SeniorShare\u2122 gift reduction for eligible members<\/li>\n\n\n\n<li>Telemedicine services access<\/li>\n\n\n\n<li>Removes the $125,000 per illness cap when adding Brother&#8217;s Keeper<\/li>\n<\/ul>\n\n\n\n<p><strong>The optional Brother Keeper Program for the Gold Service offers health cost exceeding $125,000 per illness to an unlimited amount<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-silver-program\">Silver Program<\/h3>\n\n\n\n<p>The Silver Program immediately follows up the Gold Program in the health care relevance order. It offers a total cost of $2,500 for medical incidents but can increase to as much as $125,000 per illness for patient care as long as the relevant health guidelines are met.<\/p>\n\n\n\n<p>Silver Program has an Annual Personal Responsibility of $2,500 per unit and a qualifying amount per incident of $2,500 per unit.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"489\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-silver-program-1024x542.png\" alt=\"Silver Program\" class=\"wp-image-38259\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-silver-program.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-silver-program-300x159.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-silver-program-768x407.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Christian Healthcare Ministries Silver Program<\/figcaption><\/figure>\n\n\n\n<p><strong>Its services include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inpatient or outpatient hospital incidents and surgery<\/li>\n\n\n\n<li>Surgery performed at facilities that meet accepted standards of medical care<\/li>\n\n\n\n<li>Access to telemedicine services<\/li>\n<\/ul>\n\n\n\n<p><strong>Does not include<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maternity bills<\/li>\n\n\n\n<li>Testing and treatment outside of a hospital<\/li>\n\n\n\n<li>Urgent care facilities<\/li>\n<\/ul>\n\n\n\n<p><strong>The optional Brother Keeper Program for the Gold Service offers<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An additional $100,000 of cost support<\/li>\n\n\n\n<li>Every annual renewal by members attracts an additional $100,000, accruing up to $1 million per illness<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-bronze-program\">Bronze Program<\/h3>\n\n\n\n<p>Bronze Program Shares medical incidents totaling $5,000 or more (as long as all other guidelines are met), up to $125,000 per illness. Its Annual Personal Responsibility for members is $5,000 per unit, while the qualifying amount per incident is $5,000 per unit.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"924\" height=\"478\" src=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bronze-program-1024x530.png\" alt=\"Bronze Program\" class=\"wp-image-38267\" srcset=\"https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bronze-program.png 924w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bronze-program-300x155.png 300w, https:\/\/nebula.org\/blog\/wp-content\/uploads\/2023\/02\/christian-healthcare-ministries-bronze-program-768x397.png 768w\" sizes=\"(max-width: 924px) 100vw, 924px\" \/><figcaption class=\"wp-element-caption\">Christian Healthcare Ministries Bronze Program<\/figcaption><\/figure>\n\n\n\n<p><strong>Bronze Program Service includes:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inpatient or outpatient hospital incidents and surgery<\/li>\n\n\n\n<li>Surgery performed at facilities that meet accepted standards of medical care<\/li>\n\n\n\n<li>Access to telemedicine services<\/li>\n<\/ul>\n\n\n\n<p><strong>Its services do not include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maternity bills<\/li>\n\n\n\n<li>Testing and treatment outside of a hospital<\/li>\n\n\n\n<li>Urgent care facilities<\/li>\n<\/ul>\n\n\n\n<p><strong>The optional Brother Keeper Program for the Gold Service offers<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An additional $100,000 of cost support<\/li>\n\n\n\n<li>Every annual renewal by members attracts an additional $100,000, accruing up to $1 million per illness<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s important to note that CHM, like many healthcare cost sharing ministries, does not cover preventative care.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-review-of-christian-healthcare-ministries-cost\"><strong>Review of Christian Healthcare Ministries Cost<\/strong><\/h2>\n\n\n\n<p>Christian Healthcare Ministries is very budget-friendly, with all three programs&#8217; costs ranging from $90 to $705. You could settle for any price cap depending on your chosen program and how many family members you add to your CHM membership.&nbsp;<\/p>\n\n\n\n<p>Family members are counted as units. A single person is one unit, a married couple is two units, and a family is three units no matter the number of dependents.<\/p>\n\n\n\n<p>CHM also has an optional program for catastrophic bills known as the Brother Keeper program.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gold:<\/strong> $235 per unit per month<\/li>\n\n\n\n<li><strong>Silver:<\/strong> $135 per unit per month<\/li>\n\n\n\n<li><strong>Bronze:<\/strong> $90 per unit per month<\/li>\n\n\n\n<li><strong>Brother\u2019s Keeper:<\/strong> $22 per unit per month<\/li>\n<\/ul>\n\n\n\n<p>There is no application fee or additional cost for previous medical conditions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-review-of-christian-healthcare-ministries-privacy\"><strong>Review of Christian Healthcare Ministries Privacy<\/strong><\/h2>\n\n\n\n<p>Christian Healthcare Ministry&#8217;s privacy policy shows their devotion to securing their customer&#8217;s privacy. Your contact information, genetic data, and personal data that you give to the company are stored properly and used to provide you with the required service. It does not share, sell, or rent your personal information to third parties for marketing purposes.<\/p>\n\n\n\n<p>The form that members submit with their eligible medical bills includes a HIPAA-complaint form that authorizes Christian Healthcare Ministries to obtain your medical records from your doctor. Once sent, the company keeps the medical information secure and only allows access to individuals who need it to complete the bill sharing process. The company is not responsible for compromised security when medical bills are in transit.&nbsp;<\/p>\n\n\n\n<p>It warns patients against sending any medical information by email as this is not a secure communication method.<\/p>\n\n\n\n<p>The company takes all reasonable measures to protect security online, such as encryptions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-christian-healthcare-ministries-reviews\"><strong>Other Christian Healthcare Ministries Reviews<\/strong><\/h2>\n\n\n\n<p>Christian Healthcare Ministries is reviewed on <a href=\"https:\/\/healthsharingreviews.com\/review\/christian-healthcare-ministries-review\/\">HealthSharing Reviews<\/a>. Currently, it has a 2.7 star review with over 100 ratings. Numerous reviewers had good things to say about the company, indicating that the company pays the bill in a timely manner. Some indicate that the negative reviews of the organization not paying could be from users not reading the Guidelines fully.<\/p>\n\n\n\n<p>Most of the recent negative reviews have to do with monthly rate increases. For instance, the Bronze Program use to cost $85 per unit per month until it was raised to $90 sometime between 2021-2022.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-healthcare-sharing-ministries\"><strong>Other Healthcare Sharing Ministries<\/strong><\/h2>\n\n\n\n<p>Other Christian ministries that provide similar sharing programs include <a href=\"https:\/\/nebula.org\/blog\/liberty-healthshare-review\/\">Liberty Healthshare<\/a>, <a href=\"https:\/\/nebula.org\/blog\/medishare-review\/\">Medishare<\/a>, <a href=\"https:\/\/nebula.org\/blog\/samaritan-ministries-review\/\">Samaritan Ministries<\/a>, and <a href=\"https:\/\/nebula.org\/blog\/zion-healthshare\/\">Zion Healthshare<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>Christian Healthcare Ministries<\/td><td>Liberty Healthshare<\/td><td>Medishare<\/td><td>Samaritan Ministries<\/td><td>Zion Healthshare<br><br>*Church participation not required<\/td><\/tr><tr><td>Number of programs<\/td><td>Three<\/td><td>Five<\/td><td>Based on household size and age, special program for seniors<\/td><td>Two<\/td><td>Based on age, household size, and IUA amount<\/td><\/tr><tr><td>Add on for catastrophic bills<\/td><td>Brother Keeper &#8211; an extra $22 per member per month<\/td><td>No<\/td><td>No<\/td><td>Save to Share\u00ad\u2122 &#8211; an extra $133, $266, or $399 each year + $15 administration fee<\/td><td>No<\/td><\/tr><tr><td>Reach<\/td><td>Nationwide&nbsp; &#8211; must have U.S. mailing address<\/td><td>Nationwide<\/td><td>Nationwide<\/td><td>Nationwide &#8211; bills outside the U.S. qualify<\/td><td>Nationwide<\/td><\/tr><tr><td>Are pre-existing conditions covered?<\/td><td>Yes &#8211; with the Gold plan and the Prayer Page<\/td><td>Up to $50,000 in the second and third year of membership<\/td><td>Up to $100,000 per member per year after 36 consecutive months or up to $500,000 after 60 consecutive months<\/td><td>Only of the conditions has been symptom, treatment, and medication-free for 12 consecutive months. Some require five years waiting period<\/td><td>Only if they are considered cured and do not require medical intervention within 24 months of joining the organization<\/td><\/tr><tr><td>Routine care<\/td><td>No<\/td><td>Yes, excluding dental\/vision and bills less than $200<\/td><td>No (some discounts for vision, dental, and auditory)<\/td><td>No<\/td><td>Yes, with some restrictions unless using a Preventive Care add-on, excludes dental\/vision<\/td><\/tr><tr><td>In-network provider needed?<\/td><td>No<\/td><td>No<\/td><td>Yes<\/td><td>No<\/td><td>No<\/td><\/tr><tr><td>Cost<\/td><td>$90 &#8211; $705<\/td><td>$85 to $1239<\/td><td>$100 to $995 (plus $176 in fees)<\/td><td>$99 &#8211; $682 per month<\/td><td>$103-$515 per month<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nebula-genomics\"><strong>Nebula Genomics<\/strong><\/h2>\n\n\n\n<p>CHM is dedicated to providing a healthcare bill sharing ministry for Christians registered with any of its programs. At over 40 years old, it is the longest running ministry of this type. Many people are looking for new ways to monitor, treat, and cover their health. For Christians, CHM offers a way to fulfill both religious and health goals.<\/p>\n\n\n\n<p>Generally, doctors recommend everyone take proactive approaches to their health. While there are numerous ways to do this, one option is through at-home genetic testing. Nebula Genomics, uses<a href=\"https:\/\/nebula.org\/whole-genome-sequencing-dna-test\/\"> 30x whole genome sequencing<\/a> technology. <\/p>\n\n\n\n<p>This next-generation sequencing decodes all 20,000 genes in the human genome. Results also come with ancestry reporting and genome exploration tools.<\/p>\n\n\n\n<p>Nebula offers a comprehensive test for any genetic predisposition related to disease, traits, and health. We also provide customers with regularly updated reports on the latest genetic discoveries.&nbsp;<\/p>\n\n\n\n<p>For only $299 or less, customers will get access to their entire genome, allowing them to continue to ask more questions as more research is conducted.&nbsp;<\/p>\n\n\n\n<p>Did you like our Christian Healthcare Ministries review? You can read <a href=\"https:\/\/blog.nebula.org\/category\/reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">more reviews<\/a> on our blog and check out our <a href=\"https:\/\/blog.nebula.org\/best-dna-test-kits\/\" target=\"_blank\" rel=\"noreferrer noopener\">complete guide to the best DNA test kit and other home tests<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>7 Facts from our Christian Healthcare Ministries Review This review is written with the intent to be as unbiased as possible. However, it represents the opinion of an individual reviewer and is therefore subjective. Furthermore, at Nebula Genomics we seek &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"ast-button\" href=\"https:\/\/nebula.org\/blog\/christian-healthshare-ministries-review\/\"> <span class=\"screen-reader-text\">Christian Healthcare Ministries \u2013 The oldest still the best?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":20,"featured_media":38283,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","_FSMCFIC_featured_image_caption":"Photo by John Price on Unsplash","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[2282],"tags":[],"class_list":["post-38225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Christian Healthcare Ministries review - 7 facts to know [FEB 2023]<\/title>\n<meta name=\"description\" content=\"Christian Healthcare Ministries is the oldest bill sharing ministry for Christians. 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